Jim Waltrip

Does My College Student Need Renter's Insurance?

Sending your child off to college is a time full of wonderâ€"and questions. In addition to all the normal questionsâ€"such as, "How am I going to pay for all this?"â€" you may be wondering whether your college student's possessions are covered by your hom... Read >

What To Do If You Are Dropped By Your Homeowner Insurance Company

Have insurance companies lost their shirts this last decade in payouts from hurricanes, terrorist attacks, wild fires and tornados? Not necessarily, but such events have made it easier for insurance companies to rationalize denying homeowner claims and dr... Read >

What to do to Keep from Being Dropped by Your Home Owner's Insurance Company?

Insurance companies have become more than a little persnickety about whom and what they will insure these daysâ€"and with good reason. Considering the rise in wildfires, hurricanes, terrorist plots and myriad other disasters, they've been at the losing en... Read >

Use Home Inventory Software to Guarantee You Have Enough Home Contents Insurance

You may have home contents insurance as part of your homeowner's insurance policy, but to ensure that you have enough coverage, you need to conduct a home inventory. Using Insurance Information Institute's Know Your Stuff (www.knowyourstuff.org) home inve... Read >

Upgrade Your Texas Home Insurance to Suit Your Lone Star Lifestyle

In Texas, it's only natural that we want to make our homestead our own. Whether it's adding decking to the backyard, upgrading from window units to central air and heat, adding a bedroom or even pouring cement for a new driveway, Texans are big on making ... Read >

From Homeowner's to Condo to Mobile Home Insurance: A Home Buyer's Insurance Checklist

Whether you are looking for standard homeowners, condo, or mobile home insurance, you'll need to find an affordable homeowners insurance policy. Banks and mortgage companies want to be sure that their investment in your home is covered in case of disaster... Read >

How Much Homeowner's Insurance Do I Need?

So, you've recently purchased a new home, and you know you need homeowner's insurance, but just how much? According to Insurance Information Institute (www.iii.org), you need enough insurance to cover the structure of your house, your personal belongings,... Read >

Texas Home Insurance - Protect Your Investment

So, you've done it! You're a new home owner! After months of house hunting in the Lone Star State, negotiating and shopping around for the best financing, your dream of being a Texas homeowner is a reality. The papers have been signed, the closing complet... Read >

Cell Phones and Driving: Hang Up & Drive for Affordable Liability Insurance and Collision Coverage

Got a call you just have to make on your cell phone while driving your car? Better be sure that your liability insurance and collision coverage are in good shape with your insurer. And, if you're the parent of a newly driving teenager who is also armed wi... Read >

Closing the Gap: Auto Insurance Terms Defined for The Smart Shopper

As anyone who has shopped for auto insurance - or filed an auto insurance claim - knows, car insurance agents and companies use terminology all their own. Below is a list of definitions to give you the expertise to close the gap: auto insurance compariso... Read >

New Residents: How to Register Your Vehicle and Obtain Affordable Auto Insurance

There are lots of details to handle if you move to another state and take your automobiles with you. Safety and emissions inspections, registering your car and transferring your license, all these processes vary from state to state, as does the amount of ... Read >

Fuel Efficiency is Your Business: Auto Insurance Discounts Not the Only Way to Save Money Driving

Remember when SUVs began taking over the roads in the 1990s and drivers of the heavy gas-guzzlers felt like masters of the universe? With fuel prices being what they are today, the hybrid owners are the envy of all. You've spent hours researching how to s... Read >

How to Get the Most from Your Family Health Insurance: The Smart Doctor Visit

Do doctor visits always leave you feeling like you spent more of your valuable time in the waiting room than with the doctor? You may spend as much per month on your family health insurance than you do on groceries, your car, or even your rent or mortgag... Read >

How to Buy a Health Savings Account

Congratulations! Pat yourself on the back for wisely choosing to open a self-directed health savings account, or HSA, as a means to augment your low-premium high deductible health insurance. Planning ahead by establishing a savings and investment plan for... Read >

Stop Your Partner's Snoring: Investigative Procedures Might be Covered By Major Medical Insurance

Currently, many major medical insurance policies state that the costs of experimental, cosmetic, or investigative procedures are not covered. Yet, your health plan may actually cover these types of procedures. You just have to follow a few steps and prove... Read >